Accident and Sickness
Insurance Solutions
If you experience an accident or illness that prevents you from earning an
income, Personal Sickness and Accident insurance can provide you with a
weekly benefit to offset your lost income.
This type of
insurance is particularly important if you are a sole-trader or contractor
and not covered by Workers Compensation insurance.
Personal
Sickness and Accident Insurance can provide the following protection;
Loss of Income
Provides a percentage of your regular income to help cover living
expenses if you're temporarily or permanently unable to work due to
illness or injury. This benefit helps maintain financial stability
while you recover.
Benefit periods of one, two and in
some cases, three years can be chosen. Payment of weekly benefits
under the policy cease once the end of your nominated benefit period
is reached.
Capital Benefits
Capital Benefits Cover provides a lump sum payment in the event of
severe injury or illness, such as permanent disability or death.
This
payment helps to cover medical expenses, rehabilitation costs, and
any necessary lifestyle adjustments due to the long-term effects of
the injury or illness.
It offers financial relief
during difficult times, ensuring that you or your family can manage
the associated costs and maintain a sense of security despite
unforeseen circumstances.
Business Expenses
Business Expense Cover helps protect your business's financial
stability if you're unable to work due to an accident or illness.
This
coverage reimburses essential business expenses, such as employee
wages, rent, and utilities, while you focus on recovery. It ensures
that your business can continue to operate smoothly and avoid
disruptions, allowing you to return to work with minimal long-term
financial impact on your operations.